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  • The Highway Code: Key changes you need to know

    The changes follow a public consultation on a review of The Highway Code to improve road safety for people walking, cycling and riding horses. It ran from July to October 2020, and received more than 20,000 responses from the public, businesses and other organisations. The changes were made to The Highway Code on Saturday 29 January 2022. Here are the key changes that you need to know about:

  • Considerations of Contractors Professional Indemnity cover

    Many contracting businesses who do not specifically design anything for a fee will be unaware of the potential risks they may face in not carrying Professional Indemnity cover. In the increasingly litigious society we live in, where it would seem that everyone wants someone to blame, should you consider cover just to protect yourself if something goes wrong?

  • What is Indexation and how does it impact your insurance?

    There are several factors that now make indexation more important than ever. One factor is the significant rise in demand for building materials, and disruption to the global supply chain caused by the pandemic and national lockdowns. Certain elements of Brexit and local shortages of suitable labour are also affecting rebuilding and claims costs.

  • Employee fraud and theft

    Whilst it’s not a risk you like to think about, the possibility of internal theft or fraud is one anyone who has employees or places trust in a contractor needs to take heed of.

  • Employing young people

    Young people can be keen to learn and may bring fresh perspectives and ideas into the workplace. However, their capabilities are generally less developed than those of experienced and mature employees and their individual characteristics must be taken into account.

  • Cyber resilience before cyber insurance

    The portion of businesses buying cyber insurance reportedly doubled in 2020. Unfortunately, the very same factors that led to this rush to buy, have also led to a change in the dynamics of the cyber insurance market. More cyber criminals are being drawn into the space by increasingly lucrative earnings, and this has led to a rise in frequency of claims.

  • Cyber vulnerability: Log4j update and actions

    Recently, a severe vulnerability has been identified in Log4j which is a piece of software widely used by applications and other services across the internet. Read this article to find out more.

  • Four simple steps to enhance your cyber protection

    The threat of a cyber attack remains one of the biggest potential risks for UK business owners. Taking these small steps will help ensure that your business is protected.

  • Risks and hazards in the hospitality sector

    Food and beverage are the largest of the UK’s hospitality sectors and one of the UK’s biggest employers. While the industry is a dynamic and diverse one, businesses are exposed to a common set of risks – from property and equipment to the food itself and, of course, reputation.

  • The importance of prioritising both inspection and maintenance of machinery and plant

    Not only does it help protect your staff and keep members of the public safe but it also helps to prevent interruptions to day to day business activities and potentially expensive repair costs.